Services
What I help with
Investment Advice
I provide advice at every level, from working with absolute beginners who have never bought a stock or fund before, to seasoned investment experts who want a 2nd opinion on a given asset or strategy. Complete investment advice looks not only at a given investment's expected level of return, income, and risk, but also at how each investment fits your overall objectives, with other investments in your portfolio, and with your planned tax situation. Advice is provided on a fee-only basis, either as part of a managed account service, or on a separate, fully transparent invoice.
International Financial Planning
Financial planning sets the dates and goals that your investments are there to help pay for. This includes answering questions including where and when to retire, how much income can be sustainably withdrawn from your investments, and what the lifetime tax impacts might from planning things one way versus another. Financial planning may be provided as part of a managed account service, or as a standalone and separately invoiced service.
Wealth Management
We manage investment accounts at Charles Schwab, Interactive Brokers, and at several different Swiss Banks. This makes sure that our investment advice is properly implemented and run consistently over time to meet the investment objectives we discuss. Managing these accounts is how we make most of our fee revenue, while keeping the overall cost to you comparable to that of what many banks and fund companies charge to invest the same amount of money, though of course, we aim to provide a much higher level of service for the same fee.
Who I Work With
My clients are typically professionals, entrepreneurs, or retirees who have financial ties to more than one country. Common situations include:
- Americans living outside the US
- Non-Americans living in the US
- Families with US investments, property, or family ties
- "Mixed couples" where one spouse is a US taxpayer and the other is not
- Professionals with pensions in more than one country
- Family trusts and foundations seeking a 2nd opinion on investments